Terms of Use

Using this service

InstantInsuranceQuotes.com provides general educational material, comparison arithmetic and referral links. It is operated by The Wizard Of Sales, LLC. Your use does not create an insurer, agent, broker, adviser or fiduciary relationship with us.

Quotes and coverage

Only an insurance provider or authorized representative can confirm eligibility, issue or bind coverage, and explain the contract offered to you. A request saved here is not an insurance application, policy, binder or guarantee of a response. Coverage, savings, pricing and availability are not guaranteed.

Educational tools

Calculators use the numbers you enter and simplified formulas shown on the page. They do not predict claims, value property, calculate underwriting rates or determine whether a claim is covered. Worked examples use hypothetical figures. Check the actual proposal and policy before relying on a calculation.

Your submissions

Provide accurate information that you are entitled to share. Do not submit sensitive records through our general forms, impersonate another person or use the site to send spam. Use our Contact page for corrections or service questions.

Third parties

Partner sites have independent terms, privacy practices and application requirements. We do not control their services or represent that every product is suitable for every visitor. Read the destination’s disclosures and consent language before continuing.

Publication limits

Guides cannot address every state, policy endorsement or individual situation. Information can change and errors can occur. Request current policy wording and consult an appropriately licensed professional when you need advice about your circumstances. Send errors or broken links to our contact page.